:root{--pine:#123e32;--deep:#09291f;--red:#af2935;--cream:#fbfaf6;--gold:#e3bc75;--ink:#182d26;--muted:#586a60;--line:#d7e1da;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{color:var(--pine);text-underline-offset:4px}a:hover{color:var(--red)}button,input,select,textarea{font:inherit}button{cursor:pointer}button:disabled{cursor:default}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #bd8526;outline-offset:4px}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:white;z-index:99;padding:12px}.wrap{width:min(1200px,calc(100% - 64px));margin:auto}.topline{padding:8px 16px;text-align:center;background:var(--pine);color:white;font-size:13px;letter-spacing:.07em}.header{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:26px 0}.brand{font:bold 32px/1.1 Georgia,serif;text-decoration:none;letter-spacing:-1px;color:var(--pine)}.brand em{color:var(--red)}.brand small{display:block;font:11px/1.5 Arial,sans-serif;letter-spacing:2px;margin-top:7px}.nav{display:flex;align-items:center;gap:24px}.nav>a,.nav summary{font-size:14px;font-weight:700;text-decoration:none}.nav .plan-link{border:1px solid var(--pine);padding:9px 14px;border-radius:3px}.nav details{position:relative}.nav summary{cursor:pointer}.nav-panel{position:absolute;right:0;top:35px;background:white;padding:22px;width:600px;box-shadow:0 8px 30px #09291f20;border:1px solid var(--line);z-index:10;display:grid;grid-template-columns:1fr 1fr;gap:8px 20px}.nav-panel a{font-size:14px;text-decoration:none}.mobile-toggle{display:none}.hero{position:relative;overflow:hidden;min-height:520px;display:flex;align-items:center;border-radius:5px;background:var(--deep);color:#fff}.hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#031c15ed,#031c1580 55%,#031c1510)}.hero-copy{position:relative;z-index:1;max-width:660px;padding:54px}.eyebrow{font-size:13px;text-transform:uppercase;letter-spacing:1.6px;font-weight:bold;color:var(--red);margin-bottom:12px}.hero .eyebrow{color:var(--gold)}h1,h2,h3{line-height:1.12;margin-top:0;font-family:Georgia,serif;font-weight:normal}h1{font-size:clamp(40px,5.7vw,72px);letter-spacing:-1.6px;margin-bottom:22px}h2{font-size:clamp(29px,3.5vw,43px);letter-spacing:-.6px;margin-bottom:20px}h3{font-size:25px;margin-bottom:12px}p{margin:0 0 18px}.hero p{font-size:18px;color:#f0f4f0;max-width:465px}.hero h1 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p{max-width:470px;margin-bottom:0;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:26px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.four{grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.card{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);height:100%;border:1px solid var(--line);border-radius:4px;background:white;overflow:hidden}.card:hover{color:var(--ink);border-color:#718e7c}.card img{width:100%;height:230px;object-fit:cover;background:#edf2ee}.card-body{padding:24px}.card .eyebrow{font-size:12px}.card p{color:var(--muted);font-size:15px}.card .read{display:inline-block;margin-top:8px;font-size:14px;font-weight:700;color:var(--pine)}.task{padding:21px;border-top:3px solid var(--red);background:white;text-decoration:none;font-weight:bold;line-height:1.4}.task small{display:block;font-size:14px;font-weight:normal;color:var(--muted);margin-top:8px}.band{background:var(--pine);color:white;padding:38px;border-radius:5px;display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center}.band .eyebrow{color:var(--gold)}.band p{color:#e1ebe4}.band h2{margin-bottom:14px}.band a:not(.btn){color:white}.breadcrumb{font-size:14px;color:var(--muted);margin:17px 0 26px}.breadcrumb a{color:var(--muted)}.page-head{max-width:900px;padding:20px 0 35px}.page-head h1{font-size:clamp(38px,4.7vw,60px);max-width:850px}.lead{font-size:20px;color:var(--muted);max-width:780px}.meta{font-size:13px;color:var(--muted)}.disclosure{border-left:3px solid var(--gold);padding:12px 17px;background:#f0f4ef;font-size:14px;color:#41574a;max-width:950px;margin-bottom:26px}.jump{display:flex;gap:12px;flex-wrap:wrap;margin:0 0 30px}.jump a{font-size:14px;border:1px solid var(--line);background:white;border-radius:24px;padding:7px 13px;text-decoration:none}.content{max-width:900px}.content.wide{max-width:none}.content h2{margin-top:42px}.content h3{margin-top:25px}.content ul,.content ol{padding-left:24px}.content li{padding:3px 0;margin-bottom:9px}.callout{background:#edf3ed;border-left:4px solid var(--pine);padding:24px;margin:28px 0;border-radius:2px}.callout h3{margin-top:0}.callout p:last-child{margin:0}.table-wrap{overflow-x:auto;margin:24px 0;border:1px solid var(--line);border-radius:4px}table{width:100%;border-collapse:collapse;text-align:left;font-size:15px;background:white}th{background:var(--pine);color:white;font-size:14px}td,th{padding:15px;vertical-align:top;border-bottom:1px solid var(--line)}tr:last-child td{border-bottom:0}td:first-child{font-weight:bold}tbody tr:nth-child(even){background:#f6f8f5}.product{padding:32px 0;border-top:1px solid var(--line);display:grid;grid-template-columns:1.35fr 1fr;gap:36px}.product h3{font-size:29px}.product-media{background:#fff;border:1px solid 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1fr;gap:20px}.field label{display:block;font-size:14px;font-weight:700;margin-bottom:7px}.field input,.field textarea,.field select{width:100%;padding:11px 12px;border:1px solid #85998c;background:white;border-radius:3px;color:var(--ink)}.field textarea{min-height:90px;resize:vertical}.form-card{background:white;border:1px solid var(--line);border-radius:4px;padding:28px;margin-bottom:25px}.form-card h2{font-size:30px;margin-top:0}.form-card h3{margin-top:0}.tool-layout{display:grid;grid-template-columns:minmax(0,1.8fr) minmax(250px,1fr);gap:28px;align-items:start}.tool-summary{background:var(--pine);color:white;padding:27px;border-radius:4px;position:sticky;top:20px}.tool-summary h2{font-size:29px}.tool-summary a{color:white}.amount{font-size:40px;font-family:Georgia,serif;line-height:1.2;margin:12px 0}.tool-summary .meta{color:#d4e3d8}.plan-row{display:grid;grid-template-columns:2fr .7fr 1fr 1fr auto;gap:9px;align-items:end;border-top:1px solid var(--line);padding:15px 0}.plan-row label{font-size:12px;font-weight:bold;display:block}.plan-row input,.plan-row select{padding:9px;width:100%;border:1px solid #92a699;border-radius:3px;font-size:14px}.remove{border:1px solid #aa5660;background:white;color:#922331;padding:9px;border-radius:3px;font-size:14px}.empty{padding:26px;background:#eef4ed;border:1px dashed #91a98f;border-radius:4px}.status{min-height:26px;font-size:14px;color:var(--pine);margin:10px 0}.error{color:#962637}.toast{position:fixed;bottom:20px;right:20px;max-width:calc(100% - 40px);background:var(--pine);color:white;border-radius:4px;padding:17px 24px;z-index:30;box-shadow:0 4px 20px #0003}.toast a{color:#ffe3aa;margin-left:12px}.sources{font-size:14px;color:var(--muted);margin:25px 0}.sources a{display:inline-block;margin:5px 15px 5px 0}.footer{background:var(--deep);color:#d7e4db;margin-top:58px;padding:42px 0 28px}.footer a{color:#e3ede6}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px}.footer .brand{color:white}.footer .brand em{color:var(--gold)}.footer p{font-size:14px;margin-top:17px;max-width:380px}.footer h3{font:bold 14px Arial;margin-bottom:16px}.footer-links{display:flex;flex-direction:column;gap:9px;font-size:14px}.footer-bottom{border-top:1px solid #42604c;margin-top:28px;padding-top:20px;font-size:12px;color:#bacdc0}.diagram{max-width:900px;background:white;padding:22px;border:1px solid var(--line);border-radius:4px;margin:25px 0}.diagram svg{display:block;width:100%;height:auto}.no-results{padding:28px;background:#eaf1e9}.checklist label{display:flex;gap:11px;padding:12px 0;border-bottom:1px solid var(--line);align-items:start}.checklist input{width:19px;height:19px;flex-shrink:0;margin-top:4px;accent-color:var(--pine)}.checklist input:checked+span{text-decoration:line-through;color:var(--muted)}
@media(max-width:960px){.wrap{width:calc(100% - 40px)}.nav{gap:15px}.brand{font-size:27px}.grid.four{grid-template-columns:repeat(2,1fr)}.grid{gap:18px}.card img{height:190px}.hero-copy{padding:38px}.tool-layout{grid-template-columns:1fr}.tool-summary{position:static}.nav-panel{width:500px}.product{gap:25px}.plan-row{grid-template-columns:1.5fr .65fr 1fr 1fr auto}}
@media(max-width:700px){.wrap{width:calc(100% - 32px)}.header{flex-wrap:wrap;padding:22px 0}.brand{font-size:29px}.mobile-toggle{display:block;border:1px solid var(--line);background:white;padding:8px 12px;border-radius:3px}.nav{display:none;flex-basis:100%;align-items:start;flex-direction:column;gap:16px;border-top:1px solid var(--line);padding-top:20px}.nav.open{display:flex}.nav-panel{position:static;box-shadow:none;width:calc(100vw - 48px);grid-template-columns:1fr;margin-top:12px;padding:16px}.hero{min-height:505px}.hero-copy{padding:30px 24px}.hero h1{font-size:51px}.hero p{font-size:17px}.hero:after{background:linear-gradient(90deg,#031c15ed,#031c1570)}.section{padding:38px 0}.section-head{display:block}.section-head p{margin-top:14px}.grid,.grid.two{grid-template-columns:1fr}.grid.four{gap:12px}.task{padding:17px;font-size:15px}.card img{height:240px}.band{grid-template-columns:1fr;padding:26px;gap:12px}.page-head{padding:8px 0 24px}.lead{font-size:18px}.look-hero{grid-template-columns:1fr;gap:24px}.product{grid-template-columns:1fr;gap:15px}.product-media{grid-row:1}.product-media img{height:260px}.product h3{font-size:27px}.form-grid{grid-template-columns:1fr}.form-card{padding:20px}.plan-row{grid-template-columns:1fr 1fr}.plan-row .name{grid-column:1/-1}.plan-row .remove{width:fit-content}.footer-grid{grid-template-columns:1fr 1fr;gap:28px}.footer-grid>div:first-child{grid-column:1/-1}.topline{font-size:12px}.content h2{margin-top:32px}.table-wrap table{min-width:540px}.step{grid-template-columns:35px 1fr;gap:12px}.step:before{width:32px;height:32px}.diagram{padding:10px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}@media print{.header,.topline,.footer,.jump,.actions,.remove,.no-print,.toast{display:none!important}body{background:white;font-size:11pt}.wrap{width:100%}.tool-layout,.form-grid{display:block}.tool-summary{position:static;background:#fff;color:#000;border:1px solid #777}.tool-summary .meta{color:#222}.form-card{break-inside:avoid}.field textarea{min-height:45px}.plan-row{break-inside:avoid;grid-template-columns:2fr .5fr 1fr 1fr}.plan-row input,.plan-row select{border:0}.table-wrap{overflow:visible}.hero{min-height:0}.hero img{display:none}.hero-copy{color:#000;padding:0}.hero:after{display:none}.hero p{color:#000}a{color:#000}.page-head h1{font-size:30pt}}
/* Editorial layout refinements */
.task{font-weight:normal;line-height:1.6}.task h3 a{text-decoration:none}.task .read{font-size:14px;font-weight:700}.task p{color:var(--muted);font-size:15px}.task .actions{margin-top:18px}.search-box{display:block}.search-box>label{font-weight:700}.search-box .actions{margin-top:9px;flex-wrap:nowrap}.search-box .search-status{margin-top:10px}.section-head>.eyebrow{align-self:center}.diagram text{font:20px Arial,Helvetica,sans-serif;fill:var(--pine)}.product-media .diagram{border:0;margin:0;padding:0}.look-hero figure{margin:0}.look-hero figcaption{margin-top:8px}.image-link{display:block;line-height:0}.field{margin-bottom:16px}.footer-bottom{display:flex;justify-content:space-between;gap:20px}tbody th{background:#edf3ed;color:var(--pine);min-width:140px}.table-wrap:focus{outline:3px solid var(--gold)}.step>div{min-width:0}.step>div h3{margin-top:3px}.step>div p{max-width:760px}.band>.btn{justify-self:start}.hero .caption{max-width:90%}#add-item-form .field{flex:1;min-width:220px;margin-bottom:0}#add-item-form{align-items:end}.task .btn{font-size:14px}
@media(max-width:800px){.header{gap:16px}.nav{gap:12px}.nav>a,.nav summary{font-size:13px}.brand{font-size:25px}.brand small{font-size:9px;letter-spacing:1.3px}}
@media(max-width:700px){.grid.four{grid-template-columns:1fr 1fr}.task h3{font-size:24px}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:10px}.search-box .actions{flex-wrap:wrap}.search-box input{min-width:0}.product-media{grid-row:auto}.hero h1{font-size:49px}.hero-copy{padding-bottom:55px}.tool-summary{min-width:0}.field input,.plan-row input{min-width:0}.diagram text{font-size:20px}}
@media(max-width:380px){.grid.four{grid-template-columns:1fr}.hero h1{font-size:43px}.hero-copy{padding-left:20px;padding-right:20px}.brand{font-size:25px}.footer-grid{grid-template-columns:1fr}.nav-panel{width:calc(100vw - 48px)}}
@media print{.btn,.mobile-toggle,#example-plan,.checklist+.meta{display:none!important}.diagram{max-width:450px;break-inside:avoid}.look-hero{display:block}.look-hero img{max-width:450px}.field textarea{overflow:visible}.tool-summary{break-inside:avoid}.band{display:none}.task{break-inside:avoid}.step{break-inside:avoid}.table-wrap table{min-width:0}}

#printed-plan{display:none}@media print{body.printing-plan>main{display:none!important}body.printing-plan #printed-plan{display:block;white-space:pre-wrap;overflow-wrap:anywhere;font:11pt/1.6 Arial,sans-serif;margin:20px}}
/* Comfortable mobile forms and keyboard-accessible comparisons. */
button,.btn,.mobile-toggle{min-height:44px}.plan-row label{font-size:14px}.plan-row input,.plan-row select{font-size:16px}.table-wrap:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
@media(max-width:860px){.header{flex-wrap:wrap}.mobile-toggle{display:block;border:1px solid var(--line);background:white;padding:8px 12px;border-radius:3px}.nav{display:none;flex-basis:100%;align-items:start;flex-direction:column;gap:16px;border-top:1px solid var(--line);padding-top:20px}.nav.open{display:flex}.nav>a,.nav summary{font-size:16px}.nav-panel{position:static;box-shadow:none;width:min(600px,calc(100vw - 48px));grid-template-columns:1fr;margin-top:12px;padding:16px}.field input,.field textarea,.field select,.search-box input{font-size:16px}}